Bergen County and Ramsey Borough property record for 88 E Crescent Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 880 sqft · built 1910 |
| Lot Size | 0.491 acres (21,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2019) |
| Tax Bill | $9,760 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05407-0000-00004 |
| Primary APN | 48-05407-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 21,388 sqft (0.491 acres) |
| Street Address | 88 E CRESCENT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.491AC |
| Legal Block | 5407 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Nov 19, 2019 | Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS |
| Jul 14, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on Record |
| Deed Sale | Nov 19, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 201979714 |
| Deed Book / Page | 3412 / 2081 |
| Prior Transfer Date | Jul 6, 2017 |
| Prior Transfer Doc | 0026651183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 88 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040781770 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4078/1770 |
| Instrument | 2021056699 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 19, 2019 |
| Property Address | 88 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0034122081 |
| Book / Page | 003412 / 002081 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 79714 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 E CRESCENT AVE RAMSEY NJ 074462639, RAMSEY, NJ 07446-2639 |
| Document Number | 34122088 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 003412/002088 |
| Instrument | 79714 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 14, 2017 |
| Property Address | 88 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0026651183 |
| Book / Page | 02665 / 1183 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 17-052958 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 E CRESCENT AVE, 88, RAMSEY, NJ 07446-2639 |
| Name | Verified Name |
|---|---|
| Address | 88 E CRESCENT AVE, RAMSEY, NJ 07446-2639 |
| Document Number | 0026651192 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 02665/1192 |
| Instrument | 17- 052958 .01 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,500 (+3.48%) Land $256,200 Building $234,300 | $490,500 (+3.48%) Land $256,200 Building $234,300 | |
| 2025 | $9,760.00 (-1.69%) | $474,000 (+34.74%) Land $241,800 Building $232,200 | $474,000 (+34.74%) Land $241,800 Building $232,200 |
| 2024 | $9,928.00 (+7.6%) | ||
| 2023 | $351,800 Land $178,200 Building $173,600 | $351,800 Land $178,200 Building $173,600 | |
| 2022 | $9,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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