85 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 85 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 1930
Lot Size0.558 acres (24,306 sqft)
OwnerIndividual Name on Record
Last Sale$469,900 (Jul 2019)
Tax Bill$11,318 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN48-05405-0000-00025

Property Details

APN / Parcel Number

Primary APN48-05405-0000-00025
Alternative APN
  • 480540500025

Interior

Stories2 Stories
Building Area1,380 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area24,306 sqft (0.558 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address85 E CRESCENT AVE
CityRAMSEY
StateNJ
Zip07446-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.558AC
Legal Block5405
Legal Lot Number25
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1007
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address85 E CRESCENT AVE, RAMSEY, NJ 07446-2638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
Jul 29, 2019Grant Deed, Transfer
FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Deed Document Number201948945
Deed Book / Page3307 / 586
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address85 E CRESCENT AVE, RAMSEY, NJ 07446-2638
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039750251
DateFeb 24, 2021
Book Page3975/251
Instrument2021024792
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJul 29, 2019
Property Address85 E CRESCENT AVE, RAMSEY, NJ 07446-2638
Document Number0033070586
Book / Page003307 / 000586
Instrument DateJul 12, 2019
Instrument48945
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyFIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$469.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 E CRESCENT AVE RAMSEY NJ 074462638, RAMSEY, NJ 07446-2638

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,600 (+3.98%) Land $360,900 Building $210,700$571,600 (+3.98%) Land $360,900 Building $210,700
2025$11,318.00 (-2.3%)$549,700 (+33.91%) Land $340,900 Building $208,800$549,700 (+33.91%) Land $340,900 Building $208,800
2024$11,584.00 (+7.59%)
2023$410,500 Land $250,900 Building $159,600$410,500 Land $250,900 Building $159,600
2022$10,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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