Bergen County and Ramsey Borough property record for 207 E Crescent Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,241 sqft · built 1974 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Jul 2025) |
| Tax Bill | $16,338 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05302-0000-00006 |
| Primary APN | 48-05302-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,241 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 15,420 sqft (0.354 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 207 E CRESCENT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.354AC |
| Legal Subdivision | COLUMN ESTATES |
| Legal Block | 5302 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 E CRESCENT AVE, RAMSEY, NJ 07446-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 15, 2017 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 202548576 |
| Deed Book / Page | 5552 / 585 |
| Prior Transfer Date | Oct 23, 2002 |
| Prior Transfer Doc | 8527000410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 207 E CRESCENT AVE, RAMSEY, NJ 07446-2603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | RIVER EDGE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0044741217 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 4474/1217 |
| Instrument | 2021175166 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2017 |
| Property Address | 207 E CRESCENT AVE, RAMSEY, NJ 07446-2603 |
| Document Number | 0026391167 |
| Book / Page | 02639 / 1167 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 17-045884 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 E CRESCENT AVE, 207, RAMSEY, NJ 07446-2603 |
| Name | Verified Name |
|---|---|
| Address | 207 E CRESCENT AVE, RAMSEY, NJ 07446-2603 |
| Document Number | 0026391175 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 2639/1175 |
| Instrument | 17-045884.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843,100 (+6.25%) Land $328,300 Building $514,800 | $843,100 (+6.25%) Land $328,300 Building $514,800 | |
| 2025 | $16,338.00 (-1.47%) | $793,500 (+35.04%) Land $309,300 Building $484,200 | $793,500 (+35.04%) Land $309,300 Building $484,200 |
| 2024 | $16,582.00 (+7.59%) | ||
| 2023 | $587,600 Land $228,700 Building $358,900 | $587,600 Land $228,700 Building $358,900 | |
| 2022 | $15,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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