115 Cindy Ct, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 115 Cindy Ct, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 1961
Lot Size	0.222 acres (9,675 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Aug 2019)
Tax Bill	$11,923 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-00239-01-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00239-01-00007`
Alternative APN	`1000239000A00007`

Interior

Stories	1 Story
Building Area	2,664 sqft Living Area
1st Floor Area	2,664 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	9,675 sqft (0.222 acres)
Lot Dimensions	107 ft deep x 90 ft wide

Location & Zoning

Street Address	115 CINDY CT
City	MIDDLESEX
State	NJ
Zip	08846-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	90X107.5 AVG
Legal Subdivision	BROOK HAVEN PARK
Legal Block	239.1
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CINDY CT, MIDDLESEX, NJ 08846-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NOW INC
Aug 28, 2019	Grant Deed, Transfer · Conventional Mortgage MORTGAGE NOW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	201968949
Deed Book / Page	17599 / 533
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	115 CINDY CT, MIDDLESEX, NJ 08846-2236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLSTATES TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116810
Date	Nov 18, 2020
Book Page	18136/1906
Instrument	2020116810

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 28, 2019
Property Address	115 CINDY CT, MIDDLESEX, NJ 08846-2236
Document Number	0000068949
Book / Page	017599 / 000533
Instrument Date	Aug 22, 2019
Instrument	68949
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CINDY CT MIDDLESEX NJ 088462236, MIDDLESEX, NJ 08846-2236

Mortgage

Document Number	68950
Date	Aug 28, 2019
Book Page	017599/000539
Instrument	68950

Lender

Name	MORTGAGE NOW
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,400 (-) Land $140,400 Building $422,000	$562,400 (-) Land $140,400 Building $422,000
2025	$11,923.00 (+10.32%)	$562,400 (+20.4%) Land $140,400 Building $422,000	$562,400 (+20.4%) Land $140,400 Building $422,000
2024	$10,808.00 (+14.31%)
2023		$467,100 Land $140,400 Building $326,700	$467,100 Land $140,400 Building $326,700
2022	$9,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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