109 Cindy Ct, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 109 Cindy Ct, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,660 sqft · built 1961
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2020)
Tax Bill	$11,109 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00239-01-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00239-01-00005`
Alternative APN	`1000239000A00005`

Interior

Stories	1 Story
Building Area	2,660 sqft Living Area
1st Floor Area	2,660 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	110 ft deep x 77 ft wide

Location & Zoning

Street Address	109 CINDY CT
City	MIDDLESEX
State	NJ
Zip	08846-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	77X110.3 AVG
Legal Subdivision	BROOK HAVEN PARK
Legal Block	239.1
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

109 Cindy Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CINDY CT, MIDDLESEX, NJ 08846-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2020130863
Deed Book / Page	18187 / 892
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 18, 2020
Property Address	109 CINDY CT, MIDDLESEX, NJ 08846-2236
Document Number	2020130863
Book / Page	18187 / 892
Instrument Date	Sep 21, 2020
Instrument	2020130863
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 US HIGHWAY, 875, BRIDGEWATER, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CINDY CT, MIDDLESEX, NJ 08846-2236

Mortgage

Document Number	2020130864
Date	Dec 18, 2020
Instrument	2020130864

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cindy Ct was $11,109, up 4.5% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,900 (+8%) Land $152,000 Building $413,900	$565,900 (+8%) Land $152,000 Building $413,900
2025	$11,109.00 (+4.48%)	$524,000 Land $152,000 Building $372,000	$524,000 Land $152,000 Building $372,000
2024	$10,633.00
2023		$459,500 Land $152,000 Building $307,500	$459,500 Land $152,000 Building $307,500
2022	$9,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Cindy Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Cindy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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