Middlesex County and Middlesex Borough property record for 124 Cindy Ct, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,660 sqft · built 1961 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Mar 2026) |
| Tax Bill | $12,065 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00239-02-00005 |
| Primary APN | 10-00239-02-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 2,660 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 7,876 sqft (0.181 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Street Address | 124 CINDY CT |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 75X105 AVG |
| Legal Subdivision | BOROUGH/MIDDLESEX |
| Legal Block | 239.2 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough assessment roll, APN 10-00239-02-00005, as of June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 CINDY CT, MIDDLESEX, NJ 08846-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Mar 13, 2026 | Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2004 |
| Deed Document Number | 202616590 |
| Deed Book / Page | 19972 / 1865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 124 CINDY CT, MIDDLESEX, NJ 08846-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000043359 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 19779/1777 |
| Instrument | 2025043359 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 13, 2026 |
| Property Address | 124 CINDY CT, MIDDLESEX, NJ 08846-2235 |
| Document Number | 0000016590 |
| Book / Page | 19972 / 1865 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026016590 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 QUICK AVE, RARITAN, NJ 08869-1431 |
| Name | Verified Name |
|---|---|
| Address | 124 CINDY CT, MIDDLESEX, NJ 08846-2235 |
| Document Number | 0000016591 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026016591 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: Middlesex County and Middlesex Borough assessment roll as of June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,100 (-) Land $136,800 Building $432,300 | $569,100 (-) Land $136,800 Building $432,300 | |
| 2025 | $12,065.00 (+13.52%) | $569,100 (+23.91%) Land $136,800 Building $432,300 | $569,100 (+23.91%) Land $136,800 Building $432,300 |
| 2024 | $10,628.00 (+11.7%) | ||
| 2023 | $459,300 Land $136,800 Building $322,500 | $459,300 Land $136,800 Building $322,500 | |
| 2022 | $9,515.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 108 (1979–2025) |
| Claims Outside the SFHA | 17 of 108 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 362 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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