106 Cindy Ct, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 106 Cindy Ct, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	3,402 sqft · built 1966
Lot Size	0.366 acres (15,930 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2017)
Tax Bill	$13,651 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00239-02-00001-01`

Property Details

APN / Parcel Number

Primary APN	`10-00239-02-00001-01`
Alternative APN	`1000239000B00001000A`

Interior

Stories	1 Story
Building Area	3,402 sqft Living Area
1st Floor Area	3,402 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	15,930 sqft (0.366 acres)

Location & Zoning

Street Address	106 CINDY CT
City	MIDDLESEX
State	NJ
Zip	08846-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	15928 SF
Legal Block	239.2
Legal Lot Number	1.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2006
Census Tract	200

Owner

106 Cindy Ct is owned by an individual who bought it in March 2017.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	79 CLERK ST, JERSEY CITY, NJ 07305-4323
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 24, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	Apr 21, 2016
Deed Document Number	2017362
Deed Book / Page	6956 / 77
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	106 CINDY CT, MIDDLESEX, NJ 08846-2235
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CINDY CT, MIDDLESEX, NJ 08846-2235

Mortgage

Document Number	0000066790
Date	Oct 31, 2025
Book Page	19865/547
Instrument	2025066790

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 24, 2017
Property Address	106 CINDY CT, MIDDLESEX, NJ 08846-2235
Document Number	0000005507
Book / Page	006956 / 000077
Instrument Date	Feb 24, 2016
Instrument	5507
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CLERK ST JERSEY CITY NJ 073054323, JERSEY CITY, NJ 07305-4323

Mortgage

Document Number	8444
Date	Mar 24, 2017
Book Page	016721/000771
Instrument	8444

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 Cindy Ct was $13,651, up 8.4% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,100 (+7.33%) Land $153,900 Building $537,200	$691,100 (+7.33%) Land $153,900 Building $537,200
2025	$13,651.00 (+8.44%)	$643,900 Land $153,900 Building $490,000	$643,900 Land $153,900 Building $490,000
2024	$12,588.00
2023		$544,000 Land $153,900 Building $390,100	$544,000 Land $153,900 Building $390,100
2022	$11,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Cindy Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Cindy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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