115 Cedar Rdg Dr, Canton, MS 39046 Property Records

Madison County property record for 115 Cedar Rdg Dr, Canton, MS 39046

Property Summary

Property Type	Other Improved
Details	3,321 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$804,650 (Apr 2026)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094E-15-018/05`

Property Details

APN / Parcel Number

Primary APN	`094E-15-018/05`
Alternative APN	`56367`

Interior

Building Area	3,321 sqft Adjusted Area
1st Floor Area	2,177 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	56367
Street Address	115 CEDAR RIDGE DR
City	CANTON
State	MS
Zip	39046-9036
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	5 AC IN NW1/4 NW1/4
Legal Range	04E
Legal Township	09N
Legal Section	15
Jurisdiction	MADISON MS
Township / Civil Division	5
Census Block Group	4
Census Block	4043
Census Tract	30900

Owner

Source: Madison County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Construction Mortgage BANK OF COMMERCE
Apr 22, 2026	Warranty Deed, Transfer · Construction Mortgage BANK OF COMMERCE
Mar 16, 2020	Deed of Trust, Mortgage BANKPLUS
Mar 14, 2018	Deed of Trust, Mortgage PRIORITYONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Sep 14, 2016
Deed Document Number	20261049976
Deed Book / Page	4671 / 935
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 22, 2026
Property Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036
Document Number	0001049976
Book / Page	4671 / 935
Instrument Date	Apr 16, 2026
Instrument	2026.1049976
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036

Mortgage

Document Number	0001049976,
Date	Apr 22, 2026
Book Page	4671/938
Instrument	2026.1049976

Lender

Name	BANK OF COMMERCE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2027

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 22, 2026
Property Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036
Document Number	004671/935
Book / Page	4671 / 935
Instrument Date	Apr 16, 2026
Instrument	20261049976
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	SOUTHERN TITLE, SOUTHERN CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036

Mortgage

Document Number	0001049976,
Date	Apr 22, 2026
Book Page	4671/938
Instrument	20261049976

Lender

Name	BANK OF COMMERCE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2027

Interest

Rate	6.11%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036
Document Number	0000887679
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1445 CEDAR RIDGE DR CANTON MS 39046, CANTON, MS 39046

Mortgage

Document Number	0000887679
Date	Mar 24, 2020
Book Page	003831/000112
Instrument	887679

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 CEDAR RIDGE DR, CANTON, MS 39046-9036
Document Number	0000835157
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	RUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR RIDGE DR CANTON MS 390469036, CANTON, MS 39046-9036

Mortgage

Document Number	0000835157
Date	Mar 16, 2018
Book Page	003580/000591
Instrument	835157

Lender

Name	PRIORITYONE BK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00 (-0.43%) Homeowner's exemption	$40,668 (-0.41%)	$401,950 (+0.67%) Land $45,000 Building $356,950
2024	$3,974.00 (+2.08%)
2023	$3,893.00 Homeowner's exemption	$40,837	$399,290 Land $45,000 Building $354,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1985–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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