110 Bower Ln, Forest Hill, MD 21050 Property Records

Harford County property record for 110 Bower Ln, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,022 sqft · built 2003
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$965,000 (Aug 2025)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-365700`

Property Details

APN / Parcel Number

Primary APN	`03-365700`
Alternative APN	`365700`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,022 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Built-in
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces
Deck Area	308 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	365700
Street Address	110 BOWER LN
City	FOREST HILL
State	MD
Zip	21050-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 13 1.43 AC 110 BOWER LANE COLVARD MANOR S2 P110/83
Legal Subdivision	COLVARD MANOR
Legal Lot Number	13
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3007
Census Tract	303201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 BOWER LN, FOREST HILL, MD 21050-1749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 10, 2020	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	110 BOWER LN, FOREST HILL, MD 21050-1749
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139660257
Date	Jul 9, 2020
Book Page	13966/257

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ANNAPOLIS, MD 21409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Jun 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 10, 2020
Property Address	110 BOWER LN, FOREST HILL, MD 21050-1749
Document Number	0139000237
Book / Page	13900 / 237
Map Reference	MB 110 PG 83
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PERFCCTION TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 BOWER LN, FOREST HILL, MD 21050-1749

Mortgage

Document Number	0013900244
Date	Jun 10, 2020
Instrument	13900/244

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,100 (+13.79%)	$927,100 (+12.77%) Land $169,300 Building $757,800
2025	$8,644.00 (+9.5%)
2023		$753,233	$822,100 Land $169,300 Building $652,800
2022	$7,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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