Hamilton County property record for 115 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,060 sqft · built 2021 |
| Lot Size | 0.177 acres (7,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $520,000 (Jul 2018) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Jul 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E L 035 |
| Primary APN | 135E L 035 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,060 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,712 sqft (0.177 acres) |
| Lot Dimensions | 88 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060028 |
|---|---|
| Street Address | 115 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 MATTHEWS & ECHOLS ADDN TO THE NORTHSIDE LAND COS SUB OF LT 1 COWART ESTATE PB 4 PG 47 REV 109-74 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 115 BAKER ST, CHATTANOOGA, TN 37405-4101 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage MILLENNIUM BANK |
| Jul 18, 2018 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Sep 26, 2017 | Quit Claim Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC |
| Sep 26, 2017 | Quit Claim Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 201864 |
| Deed Book / Page | 11403 / 201 |
| Prior Transfer Date | Apr 1, 1997 |
| Prior Transfer Doc | 0048710608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 115 BAKER ST, CHATTANOOGA, TN 37405-4101 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000098 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 12381/814 |
| Instrument | 2021030400098 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | HIXSON, TN 37343 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 18, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 18, 2018 |
| Property Address | 115 BAKER ST, CHATTANOOGA, TN 37405-4101 |
| Document Number | 0718000064 |
| Book / Page | 011403 / 000201 |
| Instrument Date | Jul 15, 2018 |
| Instrument | 180718000064 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | FIRST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1007 HANOVER ST CHATTANOOGA TN 374053015, CHATTANOOGA, TN 37405-3015 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 26, 2017 |
| Property Address | 115 BAKER ST, CHATTANOOGA, TN 37405-4101 |
| Document Number | 0000000086 |
| Book / Page | 011162 / 000729 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 86 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 CLEAR CANYON DR HIXSON TN 373432060, HIXSON, TN 37343-2060 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 26, 2017 |
| Property Address | 115 BAKER ST, CHATTANOOGA, TN 37405-4101 |
| Document Number | 0000000085 |
| Book / Page | 011162 / 000727 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1651 HILLCREST RD CHATTANOOGA TN 374053112, CHATTANOOGA, TN 37405-3112 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (+1.51%) | $363,975 (+49.83%) | $1,455,900 (+49.83%) Land $225,000 Building $1,230,900 |
| 2024 | $5,434.00 | $242,925 (-) | $971,700 (-) Land $150,000 Building $821,700 |
| 2023 | $5,434.00 | $242,925 (-) | $971,700 (-) Land $150,000 Building $821,700 |
| 2022 | $5,434.00 | $242,925 | $971,700 Land $150,000 Building $821,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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