104 Baker St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 104 Baker St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 868 sqft · built 1920
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2023)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135E K 005`

Property Details

APN / Parcel Number

Primary APN	`135E K 005`
Alternative APN	`0000059972`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	868 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000059972
Street Address	104 BAKER ST
City	CHATTANOOGA
State	TN
Zip	37405-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LT 10 BLK 7 S J FRAZIERS ADDN TO HILL CITY PB4 PG16
Legal Subdivision	FRAZIER S J A
Legal Block	7
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2030
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 BAKER ST, CHATTANOOGA, TN 37405-4102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	2023256
Deed Book / Page	13185 / 246
Prior Transfer Date	Apr 16, 2001
Prior Transfer Doc	0000000322
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 9, 2023
Property Address	104 BAKER ST, CHATTANOOGA, TN 37405-4102
Document Number	0000000256
Book / Page	13185 / 246
Map Reference	MB 4 PG 16
Instrument Date	Jan 5, 2023
Instrument	2023010900256
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 BAKER ST, CHATTANOOGA, TN 37405-4102

Mortgage

Document Number	0131850253
Date	Jan 9, 2023
Instrument	13185-0253

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (-12.4%)	$66,700 (+29.39%)	$266,800 (+29.39%) Land $146,300 Building $120,500
2024	$1,153.00	$51,550 (-)	$206,200 (-) Land $97,500 Building $108,700
2023	$1,153.00	$51,550 (-)	$206,200 (-) Land $97,500 Building $108,700
2022	$1,153.00	$51,550	$206,200 Land $97,500 Building $108,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20