Hamilton County property record for 106 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 806 sqft · built 1920 |
| Lot Size | 0.21 acres (9,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jul 2020) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E K 006 |
| Primary APN | 135E K 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,166 sqft (0.21 acres) |
| Lot Dimensions | 187 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000059973 |
|---|---|
| Street Address | 106 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 9 BLK 7 S J FRAZIERS ADDN TO HILL CITY PB4 PG16 |
| Legal Subdivision | FRAZIER S J A |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
106 Baker St is owned by two individuals who bought it in July 2020.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4032 LINCOLN AVE, CULVER CITY, CA 90232-3214 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Jul 15, 2020 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on File |
| Deed Sale | Jul 15, 2020 · Amount on File |
| Deed Document Number | 202040 |
| Deed Book / Page | 12073 / 490 |
| Prior Transfer Date | Dec 22, 1998 |
| Prior Transfer Doc | 0053030815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 106 BAKER ST, CHATTANOOGA, TN 37405-4102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 106 BAKER ST, CHATTANOOGA, TN 37405-4102 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000151 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 12986/701 |
| Instrument | 2022060800151 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Jun 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 15, 2020 |
| Property Address | 106 BAKER ST, CHATTANOOGA, TN 37405-4102 |
| Document Number | 0715000040 |
| Book / Page | 012073 / 000490 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 200715000040 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4032 LINCOLN AVE CULVER CITY CA 902323214, CULVER CITY, CA 90232-3214 |
| Document Number | 715000041 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 012073/000493 |
| Instrument | 200715000041 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 15, 2020 |
| Property Address | 106 BAKER ST, CHATTANOOGA, TN 37405-4102 |
| Document Number | 0715000039 |
| Book / Page | 012073 / 000486 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 200715000039 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4032 LINCOLN AVE CULVER CITY CA 902323214, CULVER CITY, CA 90232-3214 |
The 2025 property tax bill for 106 Baker St was $1,242, down 5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (-5.05%) | $81,950 (+40.09%) | $327,800 (+40.09%) Land $225,000 Building $102,800 |
| 2024 | $1,308.00 | $58,500 (-) | $234,000 (-) Land $150,000 Building $84,000 |
| 2023 | $1,308.00 | $58,500 (-) | $234,000 (-) Land $150,000 Building $84,000 |
| 2022 | $1,308.00 | $58,500 | $234,000 Land $150,000 Building $84,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Baker St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Baker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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