Hamilton County property record for 108 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,012 sqft · built 1925 |
| Lot Size | 0.293 acres (12,796 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E K 007 |
| Primary APN | 135E K 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,796 sqft (0.293 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 0000059974 |
|---|---|
| Street Address | 108 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 8 PT 7 BLK 7 S J FRAZIERS ADDN TO HILL CITY PB4 PG16 |
| Legal Subdivision | FRAZIER S J A |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1047, CHATTANOOGA, TN 37401-1047 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2015 |
| Transfer Doc | 0000000140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 108 BAKER ST, CHATTANOOGA, TN 37405-4102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000045 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 11266/955 |
| Instrument | 2018020800045 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (-9.45%) | $89,750 (+33.66%) | $359,000 (+33.66%) Land $225,000 Building $134,000 |
| 2024 | $1,502.00 | $67,150 (-) | $268,600 (-) Land $150,000 Building $118,600 |
| 2023 | $1,502.00 | $67,150 (-) | $268,600 (-) Land $150,000 Building $118,600 |
| 2022 | $1,502.00 | $67,150 | $268,600 Land $150,000 Building $118,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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