1148 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 1148 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,066 sqft · built 2015
Lot Size	0.171 acres (7,436 sqft)
Owner	2 Individual Names on File
Last Sale	$683,000 (Aug 2026)
Tax Bill	$6,875 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-05-003`

Property Details

APN / Parcel Number

Primary APN	`94023-05-003`
Alternative APN	`R1656920`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,066 sqft Living Area
Gross Area	4,660 sqft
Basement Area	1,292 sqft
Finished Basement	1,292 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,436 sqft (0.171 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	594 sqft
Patio Area	480 sqft
Balcony Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656920
Street Address	1148 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 1, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	1
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

1148 Wagon Bend Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Larimer County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORPORATION
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 7, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Nov 21, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	202640511
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	0000082421
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 11, 2026
Property Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000040511
Instrument Date	Aug 6, 2026
Instrument	202640511
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,898.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636

Mortgage

Document Number	0000040512,
Date	Aug 11, 2026
Instrument	202640512

Lender

Name	CONTOUR MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080176
Date	Oct 1, 2020
Instrument	20200080176

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 1, 2018
Property Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000025613
Instrument Date	Apr 27, 2018
Instrument	20180025613
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636

Mortgage

Document Number	0000025614
Date	May 1, 2018
Instrument	20180025614

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 7, 2017
Property Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000082421
Instrument Date	Dec 7, 2017
Instrument	82421
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 WAGON BEND RD BERTHOUD CO 805132636, BERTHOUD, CO 80513-2636

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 21, 2017
Property Address	1148 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000078325
Instrument Date	Nov 21, 2017
Instrument	78325
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 WAGON BEND RD BERTHOUD CO 805132636, BERTHOUD, CO 80513-2636

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Wagon Bend Rd was $6,875, up 2.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,875.00 (+2.41%)	$42,906 Land $7,650 Building $35,256	$686,500 Land $122,400 Building $564,100
2024	$6,713.00 (+2.22%)
2023	$6,567.00 (+26%)	$46,679 (+31.93%) Land $8,201 Building $38,478	$696,700 (+36.85%) Land $122,400 Building $574,300
2022	$5,212.00	$35,382 Land $6,616 Building $28,766	$509,100 Land $95,200 Building $413,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1148 Wagon Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Wagon Bend Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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