1048 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 1048 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,166 sqft · built 2018
Lot Size	0.184 acres (8,005 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Aug 2021)
Tax Bill	$5,935 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-05-007`

Property Details

APN / Parcel Number

Primary APN	`94023-05-007`
Alternative APN	`R1656924`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	3,496 sqft
Basement Area	910 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,005 sqft (0.184 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	160 sqft
Patio Area	144 sqft
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656924
Street Address	1048 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 1, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	1
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Construction Mortgage ROYAL BANK OF CANADA
Aug 17, 2021	Warranty Deed, Transfer REALTECH TITLE LLC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	202177855
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	REALTECH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025747
Date	Apr 22, 2022
Instrument	20220025747

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 17, 2021
Property Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000077855
Instrument Date	Aug 4, 2021
Instrument	20210077855
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087871
Date	Oct 26, 2020
Instrument	20200087871

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043629
Date	Jul 31, 2019
Instrument	20190043629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 6, 2018
Property Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000040866
Instrument Date	Jun 26, 2018
Instrument	20180040866
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 WAGON BEND RD, BERTHOUD, CO 80513-2702

Mortgage

Document Number	0000040867
Date	Jul 6, 2018
Instrument	20180040867

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Mortgage

Document Number	0000040868
Date	Jul 6, 2018
Instrument	20180040868

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,935.00 (+6.44%)	$37,038 (-5.99%) Land $7,650 Building $29,388	$592,600 (+0.78%) Land $122,400 Building $470,200
2024	$5,576.00 (+2.22%)
2023	$5,455.00 (+23.28%)	$39,396 (+31.15%) Land $8,201 Building $31,195	$588,000 (+36.05%) Land $122,400 Building $465,600
2022	$4,425.00	$30,038 Land $6,616 Building $23,422	$432,200 Land $95,200 Building $337,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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