1022 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 1022 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 2017
Lot Size	0.183 acres (7,998 sqft)
Owner	Individual Name on File
Last Sale	$538,500 (Jun 2025)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94023-05-008`

Property Details

APN / Parcel Number

Primary APN	`94023-05-008`
Alternative APN	`R1656925`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Basement Area	794 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,998 sqft (0.183 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	196 sqft
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656925
Street Address	1022 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 1, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	1
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

1022 Wagon Bend Rd is owned by an individual who bought it in June 2025.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2943 BREAKWATER WAY, LONGMONT, CO 80503-7905
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Sep 16, 2020	Deed of Trust, Mortgage · Conventional with PMI ELEVATIONS CU
Jan 23, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 27, 2018	Deed of Trust, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Document Number	20250026500
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1022 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000010637
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1022 WAGON BEND RD BERTHOUD CO 805132702, BERTHOUD, CO 80513-2702

Mortgage

Document Number	0000010637
Date	Jan 29, 2021
Instrument	10637

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1022 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000076203
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2690 BIG THUNDER RD BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000076203
Date	Sep 22, 2020
Instrument	76203

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1022 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000006675
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 WAGON BEND RD LOVELAND CO 80537, LOVELAND, CO 80537

Mortgage

Document Number	0000006675
Date	Jan 30, 2020
Instrument	6675

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

April 2018: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1022 WAGON BEND RD, BERTHOUD, CO 80513-2702
Document Number	0000026195
Instrument Date	Apr 27, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 W 102ND AVE THORNTON CO 802606346, THORNTON, CO 80260-6346

Mortgage

Document Number	0000026195
Date	May 3, 2018
Instrument	26195

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCE, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Wagon Bend Rd was $5,627.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,627.00	$35,119 Land $7,650 Building $27,469	$561,900 Land $122,400 Building $439,500
2023	$5,187.00 (+24.42%)	$37,648 (+33.03%) Land $8,201 Building $29,447	$561,900 (+37.99%) Land $122,400 Building $439,500
2022	$4,169.00	$28,300 Land $6,616 Building $21,684	$407,200 Land $95,200 Building $312,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1022 Wagon Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Wagon Bend Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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