1124 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 1124 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,048 sqft · built 2015
Lot Size	0.205 acres (8,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2026)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`94023-05-004`

Property Details

APN / Parcel Number

Primary APN	`94023-05-004`
Alternative APN	`R1656921`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	4,960 sqft
Basement Area	1,276 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,924 sqft (0.205 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	498 sqft
Patio Area	338 sqft
Balcony Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656921
Street Address	1124 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 1, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	1
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1124 WAGON BEND RD, BERTHOUD, CO 80513-2636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit ADAMS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	202640238
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2026
Property Address	1124 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000040238
Instrument Date	Aug 7, 2026
Instrument	202640238
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1124 WAGON BEND RD, BERTHOUD, CO 80513-2636

Mortgage

Document Number	0000040239,
Date	Aug 10, 2026
Instrument	202640239

Lender

Name	LOAN SIMPLE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000040240,
Date	Aug 10, 2026
Instrument	202640240

Lender

Name	CA HSNG FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1124 WAGON BEND RD, BERTHOUD, CO 80513-2636
Document Number	0000009981
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1124 WAGON BEND RD BERTHOUD CO 805132636, BERTHOUD, CO 80513-2636

Mortgage

Document Number	0000009981
Date	Feb 20, 2018
Instrument	9981

Lender

Name	ADAMS BK&TR
Type	Bank
Address	BERTHOUD, CO 80513

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,742.00 (+3.26%)	$42,075 (-7.53%) Land $7,650 Building $34,425	$673,200 (-0.87%) Land $122,400 Building $550,800
2024	$6,529.00 (+2.22%)
2023	$6,387.00 (+26.08%)	$45,500 (+32.31%) Land $8,201 Building $37,299	$679,100 (+37.25%) Land $122,400 Building $556,700
2022	$5,066.00	$34,388 Land $6,616 Building $27,772	$494,800 Land $95,200 Building $399,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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