Hennepin County property record for 11476 W River Rd, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,058 sqft · built 1986 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Dec 2025) |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-120-21-24-0081 |
| Primary APN | 33-120-21-24-0081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 686 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 156 ft deep x 55 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 11476 W RIVER RD |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 034 A MISSISSIPPI BEACH 2ND ADDN 55X156X84X9X222 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 33 |
| Legal Quarter | 24 |
| Legal Subdivision | MISSISSIPPI BEACH 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 26906 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 26, 2025 | Warranty Deed, Transfer · VA Mortgage BELL BANK |
| May 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Apr 11, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on Record |
| Deed Sale | Dec 26, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 202511429095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A10954268 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | A10954268 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A11088672 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | A11088672 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A11152220 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | A11152220 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 26, 2025 |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0A11429095 |
| Instrument Date | Dec 12, 2025 |
| Instrument | A11429095 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0A11429096 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | A11429096 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010797744 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11476 W RIVER RD CHAMPLIN MN 553163545, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010797744 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 10797744 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 11, 2017 |
| Property Address | 11476 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010427399 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 10427399 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11476 W RIVER RD CHAMPLIN MN 553163545, CHAMPLIN, MN 55316-3545 |
| Document Number | 10427400 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 10427400 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 (+12.51%) Homeowner's exemption | $332,400 (-1.22%) Land $96,900 Building $235,500 | $332,400 (-1.22%) Land $96,900 Building $235,500 |
| 2024 | $336,500 (+7.17%) Land $102,600 Building $233,900 | $336,500 (+7.17%) Land $102,600 Building $233,900 | |
| 2023 | $3,469.00 Homeowner's exemption | ||
| 2022 | $314,000 Land $96,000 Building $218,000 | $314,000 Land $96,000 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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