Hennepin County property record for 11438 W River Rd, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,352 sqft · built 1938 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $276,000 (Dec 2020) |
| Tax Bill | $5,293 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-120-21-24-0085 |
| Primary APN | 33-120-21-24-0085 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,293 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 941 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 140 ft deep x 110 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 11438 W RIVER RD |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-3573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 041 A MISSISSIPPI BEACH 2ND ADDN LOTS 41 AND 42 110 X 140 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 33 |
| Legal Quarter | 24 |
| Legal Subdivision | MISSISSIPPI BEACH 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 26906 |
Source: Hennepin County assessment roll, APN 33-120-21-24-0085, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11438 W RIVER RD, CHAMPLIN, MN 55316-3573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BK&TR |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Sep 04, 2009 · Amount on Record |
| Deed Document Number | 202010893639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11438 W RIVER RD, CHAMPLIN, MN 55316-3573 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A11282392 |
|---|---|
| Date | May 07, 2024 |
| Instrument | A11282392 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 30, 2020 |
| Property Address | 11438 W RIVER RD, CHAMPLIN, MN 55316-3573 |
| Document Number | 0010893639 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 10893639 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $938.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11438 W RIVER RD CHAMPLIN MN 553163573, CHAMPLIN, MN 55316-3573 |
| Document Number | 10893640 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 10893640 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11438 W RIVER RD, CHAMPLIN, MN 55316-3573 |
| Document Number | 0010654925 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 11438 W RIVER RD CHAMPLIN MN 553163573, CHAMPLIN, MN 55316-3573 |
| Document Number | 0010654925 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 10654925 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Hennepin County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,293.00 (+48.43%) | $334,300 (+3.82%) Land $102,000 Building $232,300 | $334,300 (+3.82%) Land $102,000 Building $232,300 |
| 2023 | $3,566.00 Homeowner's exemption | ||
| 2022 | $322,000 Land $101,000 Building $221,000 | $322,000 Land $101,000 Building $221,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 246 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MN1270006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Champlin serves 23,919 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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