Hennepin County property record for 11470 W River Rd, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,038 sqft · built 1972 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,752 (Jul 2015) |
| Tax Bill | $4,220 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-120-21-24-0082 |
| Primary APN | 33-120-21-24-0082 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 2,725 sqft |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 749 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Depth | 222 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 938 sqft |
| Deck Area | 276 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 11470 W RIVER RD |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 035 A MISSISSIPPI BEACH 2ND ADDN LOTS 35 AND 36 SW110X222X128X161 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 33 |
| Legal Quarter | 24 |
| Legal Subdivision | MISSISSIPPI BEACH 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 26906 |
Source: Hennepin County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11470 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Deed Document Number | 201510217657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11470 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A11007105 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | A11007105 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 31, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11470 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010882387 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11470 W RIVER RD CHAMPLIN MN 553163545, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010882387 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 10882387 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11470 W RIVER RD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010685953 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11470 W RIVER RD #AD CHAMPLIN MN 553163545, AD, CHAMPLIN, MN 55316-3545 |
| Document Number | 0010685953 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 10685953 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,220.00 (+9.38%) | $356,500 (+3.03%) Land $102,000 Building $254,500 | $356,500 (+3.03%) Land $102,000 Building $254,500 |
| 2023 | $3,858.00 Homeowner's exemption | ||
| 2022 | $346,000 Land $101,000 Building $245,000 | $346,000 Land $101,000 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jun 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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