Polk County property record for 1145 S Oak Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,305 sqft · built 1923 |
| Lot Size | 1.02 acres (44,845 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-421500-009030 |
| Primary APN | 25-30-08-421500-009030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,305 sqft Living Area |
| 1st Floor Area | 1,163 sqft |
| Upper Floors Area | 1,142 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,845 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Street Address | 1145 S OAK AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HARVEY LAND & IMP CO SUB PB 1 PG 31 BLK 9 LOTS 3 THRU 5 & 20 FT STRIP SW OF SAME THAT PT LYING WITH FOLL DESC: BEG NE COR OF LOT 3 BLK 9 S0-09-13W ALONG E LINE OF BLK 9 160 FT S89-53-41W 125 FT N0-09-13E 50 FT S89-53-41W 264.02 FT N0-09-13E 87 FT N89 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | HARVEY LAND AND IMP CO SUBDIVISION |
| Legal Tract | 421500 |
| Legal Block | 9 |
| Legal Lot Number | 5,20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15102 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1145 S OAK AVE, BARTOW, FL 33830-6554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 |
| Deed Sale | Jun 1, 2017 |
| Prior Sale | Mar 23, 2016 · Amount on Record |
| Deed Book / Page | 10173 / 2070 |
| Prior Transfer Date | Aug 7, 2012 |
| Prior Transfer Doc | 0000159592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1145 S OAK AVE, BARTOW, FL 33830-6554 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1145 S OAK AVE, BARTOW, FL 33830-6554 |
| Document Number | 0000252565 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 11912/1342 |
| Instrument | 2021252565 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1145 S OAK AVE, BARTOW, FL 33830-6554 |
| Document Number | 0102431657 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 S OAK AVE BARTOW FL 338306554, BARTOW, FL 33830-6554 |
| Document Number | 0102431657 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 010243/001657 |
| Instrument | 164374 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,699 (+2.7%) | $240,370 (+2.33%) Land $57,845 Building $182,525 | |
| 2025 | $2,647.00 (-8.12%) Homeowner's exemption | $188,607 (+5.99%) | $234,900 (+3.41%) Land $57,845 Building $177,055 |
| 2023 | $2,881.00 (+15.52%) Homeowner's exemption | $177,953 (+3%) | $227,147 (+16.49%) Land $55,103 Building $172,044 |
| 2022 | $2,494.00 Homeowner's exemption | $172,770 | $194,994 Land $52,603 Building $142,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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