1. Home
  2. Florida
  3. Polk County
  4. Bartow
  5. S Oak Ave

1115 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 1115 S Oak Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,438 sqft · built 1873
Lot Size0.465 acres (20,264 sqft)
Owner2 Individual Names on File
Last Sale$64,000 (Mar 2016)
Tax Bill$2,333 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-30-08-421500-009011

Property Details

APN / Parcel Number

Primary APN25-30-08-421500-009011
Alternative APNs
  • 083025421500009011
  • 83025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,438 sqft Living Area
1st Floor Area2,438 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1873
Effective Year BuiltEffective 1873
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area20,264 sqft (0.465 acres)
View / LotCommercial/Industrial
PorchUnfinished Open Porch
Porch Area554 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1115 S OAK AVE
CityBARTOW
StateFL
Zip33830-6554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHARVEY LAND & IMP CO SUB PB 1 PG 31 BLK 9 LOTS 1 E 203 FT & 2 E 203 FT
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionHARVEY LAND AND IMP CO SUBDIVISION
Legal Tract421500
Legal Block9
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1004
Census Tract15102

Owner

1115 S Oak Ave is owned and occupied by two individuals who acquired it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1115 S OAK AVE, BARTOW, FL 33830-6554
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Jun 14, 2023Intrafamily Transfer, Transfer
Dec 12, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Apr 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2016 · Amount on File
Deed SaleMar 22, 2016 · Amount on File
Prior SaleJun 29, 2015
Deed Document Number201649465
Deed Book / Page9774 / 384
Last Transfer DateJun 14, 2023
Transfer Doc0000139647
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateAug 4, 2026
Property Address1115 S OAK AVE, BARTOW, FL 33830-6554
Document Number0000186598
Book / Page14101 / 2010
Instrument DateJul 17, 2026
Instrument2026186598
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 S OAK AVE, BARTOW, FL 33830-6554

Mortgage

Document Number0000186598,
DateAug 4, 2026
Book Page14101/2010
Instrument2026186598
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJun 14, 2023
Property Address1115 S OAK AVE, BARTOW, FL 33830-6554
Document Number0000139647
Book / Page12728 / 2016
Instrument DateJun 14, 2023
Instrument2023139647
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1115 S OAK AVE, BARTOW, FL 33830-6554

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1115 S OAK AVE, BARTOW, FL 33830-6554

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1115 S OAK AVE, BARTOW, FL 33830-6554
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321233
DateDec 12, 2022
Book Page12515/1849
Instrument2022321233
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 15, 2027

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1115 S OAK AVE, BARTOW, FL 33830-6554
Document Number0112490211
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 S OAK AVE BARTOW FL 338306554, BARTOW, FL 33830-6554

Mortgage

Document Number0112490211
DateJun 1, 2020
Book Page011249/000211
Instrument107758
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1115 S Oak Ave was $2,333 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,980 (+2.7%)$283,868 (-1.8%) Land $33,264 Building $250,604
2025$2,333.00 Homeowner's exemption$171,353$289,068 Land $33,264 Building $255,804
2023$2,581.00 (+16.05%) Homeowner's exemption$161,674 (+3%)$283,544 (+16.85%) Land $31,751 Building $251,793
2022$2,224.00 Homeowner's exemption$156,965$242,658 Land $29,251 Building $213,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 S Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 S Oak Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on S Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures