1060 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 1060 S Oak Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,972 sqft · built 1925
Lot Size	0.343 acres (14,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2022)
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2022 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-421500-005090`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-421500-005090`
Alternative APNs	`083025421500005090` `83025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,972 sqft Living Area
1st Floor Area	1,544 sqft
Upper Floors Area	1,428 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	14,950 sqft (0.343 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	280 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	1,151 sqft

Location & Zoning

Street Address	1060 S OAK AVE
City	BARTOW
State	FL
Zip	33830-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HARVEY LAND & IMP CO SUB PB 1 PG 31 BLK 5 LOTS 9 & S1/2 OF 8 & N 10 FT OF 10
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	HARVEY LAND AND IMP CO SUBDIVISION
Legal Tract	421500
Legal Block	5
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3031
Census Tract	15200

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Sep 10, 2020	Warranty Deed, Transfer · Conventional with PMI PLAINS CMRC BK
Nov 4, 2019	Warranty Deed, Mortgage · Line of Credit MIDFLORIDA CU
Nov 4, 2019	Quit Claim Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Jan 30, 2020	Correction Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Jan 30, 2020	Correction Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Aug 5, 2019	Correction Deed, Transfer FLORIDA PROFESSIONAL TITLE INC
Jun 6, 2019	Warranty Deed, Transfer FLORIDA PROFESSIONAL TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2022247459
Deed Book / Page	12415 / 2245
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000233345
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 S OAK AVE, BARTOW, FL 33830-5753

Mortgage

Document Number	0000014497
Date	Jan 20, 2026
Book Page	13851/343
Instrument	2026014497

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 12, 2022
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0000247459
Book / Page	12415 / 2245
Map Reference	MB 1 PG 31
Instrument Date	Sep 9, 2022
Instrument	2022247459
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 KENWITH RD, 303, LAKELAND, FL 33803-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 S OAK AVE, BARTOW, FL 33830-5753

Mortgage

Document Number	0124152248
Date	Sep 12, 2022
Instrument	12415/2248

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 10, 2020
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0113701559
Book / Page	011370 / 001559
Instrument Date	Sep 9, 2020
Instrument	188256
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1060 S OAK AVE BARTOW FL 338305753, BARTOW, FL 33830-5753

Mortgage

Document Number	113701560
Date	Sep 10, 2020
Book Page	011370/001560
Instrument	188257

Lender

Name	PLAINS CMRC BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

November 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2019
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0110281448
Book / Page	011028 / 001448
Instrument Date	Oct 31, 2019
Instrument	233346
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	INSURED TITLE SERVICES, INSURED TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$980.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	110281449
Date	Nov 4, 2019
Book Page	011028/001449
Instrument	233347

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2019
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0110281447
Book / Page	011028 / 001447
Instrument Date	Oct 31, 2019
Instrument	233345
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8345 ALTURAS RD BARTOW FL 338308503, BARTOW, FL 33830-8503

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 30, 2020
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0111230852
Book / Page	011123 / 000852
Instrument Date	Oct 31, 2019
Instrument	21990
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8345 ALTURAS RD BARTOW FL 338308503, BARTOW, FL 33830-8503

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 30, 2020
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0111230853
Book / Page	011123 / 000853
Instrument Date	Oct 31, 2019
Instrument	21991
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$9.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Aug 5, 2019
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0109291215
Book / Page	010929 / 001215
Instrument Date	Jul 19, 2019
Instrument	163257
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8345 ALTURAS RD BARTOW FL 338308503, BARTOW, FL 33830-8503

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2019
Property Address	1060 S OAK AVE, BARTOW, FL 33830-5753
Document Number	0108662029
Book / Page	010866 / 002029
Instrument Date	May 31, 2019
Instrument	117644
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$577.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8345 ALTURAS RD BARTOW FL 338308503, BARTOW, FL 33830-8503

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,675 (+2.7%)	$457,084 (-3.75%) Land $27,950 Building $429,134
2025	$5,591.00 (+6.01%)	$350,219 (+13.7%)	$474,916 (+8.29%) Land $27,950 Building $446,966
2023	$5,274.00 (-7.88%) Homeowner's exemption	$308,009 (-7.39%)	$438,541 (+31.86%) Land $26,703 Building $411,838
2022	$5,725.00	$332,584 Land $24,203 Building $308,381	$332,584 Land $24,203 Building $308,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1060 S Oak Ave, Bartow, FL 33830 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Correction Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Correction Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Oak Ave

Nearby Streets

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