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1015 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 1015 S Oak Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,036 sqft · built 1873
Lot Size0.48 acres (20,896 sqft)
OwnerIndividual Name on Record
Last Sale$165,500 (Jan 2018)
Tax Bill$483 (2024)
Deeds & MortgagesNov 2025 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-08-421500-004010

Property Details

APN / Parcel Number

Primary APN25-30-08-421500-004010
Alternative APNs
  • 083025421500004010
  • 83025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,036 sqft Living Area
Gross Area1,931 sqft
1st Floor Area1,061 sqft
Upper Floors Area870 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1873
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialOther
Lot Area20,896 sqft (0.48 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area2,020 sqft
CarportCarport
Carport Area2,020 sqft
PorchEnclosed/Unfinished Porch
Porch Area601 sqft

Location & Zoning

Street Address1015 S OAK AVE
CityBARTOW
StateFL
Zip33830-5754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHARVEY LAND & IMP CO SUB PB 1 PG 31 BLK 4 LOTS 1 2 & S 15 FT OF ST N OF SAME & E 6 FT OF ALLEY W OF SAME
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionHARVEY LAND AND IMP CO SUBDIVISION
Legal Tract421500
Legal Block4
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2055
Census Tract15102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1015 S OAK AVE, BARTOW, FL 33830-5754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS AO1 INC
Jan 24, 2018Warranty Deed, Transfer · VA Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleAug 28, 2014 · Amount on Record
Deed Document Number201817065
Deed Book / Page10376 / 916
Prior Transfer DateApr 28, 2014
Prior Transfer Doc0092340362
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1015 S OAK AVE, BARTOW, FL 33830-5754
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 S OAK AVE, BARTOW, FL 33830-5754

Mortgage

Document Number0000268445
DateNov 13, 2025
Book Page13776/339
Instrument2025268445
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS AO1 INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85288
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 24, 2018
Property Address1015 S OAK AVE, BARTOW, FL 33830-5754
Document Number0103760916
Book / Page010376 / 000916
Instrument DateJan 11, 2018
Instrument17065
Transaction TypeTransfer
Record UpdatedFeb 7, 2018
Title CompanyFLORIDA PROFESSIONAL TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,158.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1015 S OAK AVE BARTOW FL 338305754, BARTOW, FL 33830-5754

Mortgage

Document Number103760918
DateJan 24, 2018
Book Page010376/000918
Instrument17066
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,666 (+2.7%)$217,306 (+1.8%) Land $33,896 Building $183,410
2025$156,442 (+5.99%)$213,466 (+1.25%) Land $33,896 Building $179,570
2024$483.00 (+23.85%)
2023$390.00 (+48.29%) Homeowner's exemption$147,605 (+3%)$210,822 (+26.35%) Land $32,351 Building $178,471
2022$263.00 Homeowner's exemption$143,306$166,856 Land $29,851 Building $137,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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