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11423 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11423 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,988 sqft · built 1979
Lot Size0.324 acres (14,132 sqft)
OwnerCompany Name on Record
Tax Bill$3,619 (2023)
Deeds & MortgagesNov 2020 Sale
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN221-322-27

Property Details

APN / Parcel Number

Primary APN221-322-27

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,988 sqft Heated Area
Gross Area2,132 sqft
1st Floor Area1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area14,132 sqft (0.324 acres)

Exterior Amenities

PorchPorch
Porch Area14 sqft
Deck Area168 sqft
Patio Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number221-322-27
Street Address11423 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL62 B9 M19-11
Legal SubdivisionWALNUT CRK SEC III-B MAP 01
Legal Block9
Legal Lot Number62
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8205 VICTORIA LAKE DR, WAXHAW, NC 28173-9819
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 10, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
PEOPLES BANK
Mar 27, 2019Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020
Deed SaleNov 17, 2020
Prior SaleNov 10, 2020 · Amount on Record
Deed Document Number0035322964
Deed Book / Page35322 / 964
Record UpdatedJun 7, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateNov 17, 2020
Property Address11423 FIVE CEDARS RD, CHARLOTTE, NC 28226-3731
Document Number0000193480
Book / Page035322 / 000964
Instrument DateNov 10, 2020
Instrument193480
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8205 VICTORIA LAKE DR WAXHAW NC 281739819, WAXHAW, NC 28173-9819

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 10, 2020
Property Address11423 FIVE CEDARS RD, CHARLOTTE, NC 28226-3731
Document Number0000189065
Book / Page35295 / 955
Map ReferenceMB 19 PG 11
Instrument DateNov 5, 2020
Instrument2020189065
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$614.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2134 BEDFORD ST APT 309, 2134, SANTA ROSA, CA 95404-8056

Transferred To (Grantee/Buyer)

NameVerified Name
Address8205 VICTORIA LAKE DR, WAXHAW, NC 28173-9819

Mortgage

Document Number0000189066
DateNov 10, 2020
Instrument2020189066
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 27, 2019
Property Address11423 FIVE CEDARS RD, CHARLOTTE, NC 28226-3731
Document Number0000034520
Book / Page33381 / 165
Map ReferenceMB 19 PG 11
Instrument DateMar 25, 2019
Instrument2019034520
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11423 FIVE CEDARS RD, CHARLOTTE, NC 28226-3731

Mortgage

Document Number0000034521
DateMar 27, 2019
Instrument2019034521
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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