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11501 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11501 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,986 sqft · built 1979
Lot Size0.315 acres (13,759 sqft)
OwnerCompany Name on File
Tax Bill$4,025 (2023)
Deeds & MortgagesSep 2020 Transfer
Jul 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN221-322-31

Property Details

APN / Parcel Number

Primary APN221-322-31

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,986 sqft Heated Area
Gross Area2,240 sqft
1st Floor Area1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,759 sqft (0.315 acres)

Exterior Amenities

PorchPorch
Porch Area254 sqft
Deck Area240 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-322-31
Street Address11501 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL66 B9 M19-11
Legal SubdivisionWALNUT CRK
Legal Block9
Legal Lot Number66
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5830

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8205 VICTORIA LAKE DR, WAXHAW, NC 28173-9819
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 10, 2020Grant Deed, Transfer
ATTORNEY ONLY
May 22, 2019Warranty Deed
INVESTOR TITLE INSURANCE COMPANY, INVESTOR TITLE INS CO
Apr 18, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Feb 13, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2020
Deed SaleJul 10, 2020
Prior SaleJul 10, 2020
Deed Document Number0000104139
Deed Book / Page034788 / 000708
Last Transfer DateSep 23, 2020
Transfer Doc0000154750
Record UpdatedJun 7, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateSep 23, 2020
Property Address11501 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000154750
Book / Page035090 / 000274
Instrument DateSep 23, 2020
Instrument154750
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8205 VICTORIA LAKE DR WAXHAW NC 281739819, WAXHAW, NC 28173-9819

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJul 10, 2020
Property Address11501 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000104139
Book / Page034788 / 000708
Instrument DateJul 10, 2020
Instrument104139
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8205 VICTORIA LAKE DR WAXHAW NC 281739819, WAXHAW, NC 28173-9819

May 2019: Warranty Deed

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 22, 2019
Property Address11501 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000061678
Book / Page033525 / 000499
Instrument DateMay 20, 2019
Instrument61678
Record UpdatedJun 26, 2019
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTOR TITLE INS CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8205 VICTORIA LAKE DR WAXHAW NC 281739819, WAXHAW, NC 28173-9819

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 18, 2019
Property Address11501 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000045867
Book / Page033440 / 000175
Instrument DateApr 18, 2019
Instrument45867
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$506.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8205 VICTORIA LAKE DR WAXHAW NC 281739819, WAXHAW, NC 28173-9819

Mortgage

Document Number45869
DateApr 18, 2019
Book Page033440/000179
Instrument45869
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11501 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000020904
Book / Page031574 / 000608
Instrument DateFeb 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 22, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11501 FIVE CEDARS RD CHARLOTTE NC 282263733, CHARLOTTE, NC 28226-3733

Mortgage

Document Number0000020904
DateFeb 17, 2017
Book Page031574/000608
Instrument20904
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,025.00$417,100 Land $75,000 Building $342,100$417,100 Land $75,000 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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