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11500 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11500 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,761 sqft · built 1979
Lot Size0.379 acres (16,542 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Jul 2007)
Tax Bill$4,983 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN221-321-26

Property Details

APN / Parcel Number

Primary APN221-321-26

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,761 sqft Heated Area
Gross Area2,140 sqft
1st Floor Area1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,542 sqft (0.379 acres)
PorchPorch
Porch Area154 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-321-26
Street Address11500 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL26B8M19-11
Legal SubdivisionWALNUT CRK SEC III-B MAP 01
Legal Block8
Legal Lot Number26B
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11500 FIVE CEDARS RD, CHARLOTTE, NC 28226-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2007 · Amount on Record
Deed SaleJul 23, 2007 · Amount on Record
Prior SaleJan 24, 2007 · Amount on Record
Deed Document Number0022556645
Deed Book / Page22556 / 645
Record UpdatedJun 7, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11500 FIVE CEDARS RD, CHARLOTTE, NC 28226-3732
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11500 FIVE CEDARS RD, CHARLOTTE, NC 28226-3732

Mortgage

Document Number0000017815
DateFeb 24, 2026
Book Page40218/708
Instrument2026017815
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11500 FIVE CEDARS RD, CHARLOTTE, NC 28226-3732
Document Number0000097637
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address11500 FIVE CEDARS RD CHARLOTTE NC 282263732, CHARLOTTE, NC 28226-3732

Mortgage

Document Number0000097637
DateJul 31, 2019
Book Page033716/000162
Instrument97637
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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