11400 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11400 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1979
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Feb 2025)
Tax Bill$2,797 (2024)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN221-321-24

Property Details

APN / Parcel Number

Primary APN221-321-24

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area14,810 sqft (0.34 acres)
PorchFinished/Open Porch
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11400 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL24 B8 M19-11
Legal SubdivisionWALNUT CRK SEC III-B MAP I
Legal Block8
Legal Lot Number24
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 3, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 5, 2019Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleSep 3, 2021 · Amount on Record
Deed Document Number202518317
Deed Book / Page39409 / 1
Prior Transfer DateNov 22, 2004
Prior Transfer Doc0000252721
Record UpdatedSep 20, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2025
Property Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730
Document Number0000018317
Book / Page39409 / 1
Map ReferenceMB 19 PG 11
Instrument DateFeb 27, 2025
Instrument2025018317
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTHE TITLE GROUP INC, NH TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11415 VANDELAY CT, CHARLOTTE, NC 28277-7904

Transferred To (Grantee/Buyer)

NameVerified Name
Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730

Mortgage

Document Number0000018318
DateFeb 28, 2025
Book Page39409/3
Instrument2025018318
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 3, 2021
Property Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730
Document Number0000170516
Book / Page36494 / 306
Map ReferenceMB 19 PG 13
Instrument DateSep 3, 2021
Instrument2021170516
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9457 KINGS PARADE BLVD, CHARLOTTE, NC 28273-4604

Transferred To (Grantee/Buyer)

NameVerified Name
Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730

Mortgage

Document Number0000170517
DateSep 3, 2021
Instrument2021170517
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114814
DateJul 27, 2020
Book Page34854/156
Instrument2020114814
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 5, 2019
Property Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730
Document Number0000100480
Book / Page33733 / 146
Map ReferenceMB 19 PG 11
Instrument DateJul 29, 2019
Instrument2019100480
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 CATHEDRAL VISTA DR, 75, SEDONA, AZ 86336-9622

Transferred To (Grantee/Buyer)

NameVerified Name
Address11400 FIVE CEDARS RD, CHARLOTTE, NC 28226-3730

Mortgage

Document Number0000100481
DateAug 5, 2019
Instrument2019100481
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$349,200 Land $75,000 Building $274,200$349,200 Land $75,000 Building $274,200
2024$2,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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