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1142 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1142 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,280 sqft · built 1933
Lot Size5.61 acres (244,372 sqft)
Owner2 Individual Names on Record
Last Sale$439,130 (Jul 2011)
Tax Bill$6,358 (2025)
Deeds & MortgagesApr 2020 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN390328-322025-0000

Property Details

APN / Parcel Number

Primary APN390328-322025-0000
Alternative APNs
  • 3903283200310000
  • 172289
  • 489546

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Living Area
Gross Area2,760 sqft
1st Floor Area1,520 sqft
Basement Area480 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area244,372 sqft (5.61 acres)
Garage TypeDetached
Garage Area936 sqft
Parking Spaces4 Parking Spaces
PorchConcrete/Metal Slab
Porch Area40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number172289
Street Address1142 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-7416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 2 JIM AND LAVERNE SHORT PLAT AS REC AF 2090202483
Legal Range03
Legal Township39
Legal Section28
Legal SubdivisionJIM & LAVERNE SHORT PLAT
Legal Block2
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2017
Census Tract10701

Owner

Source: Whatcom County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1142 E SMITH RD, BELLINGHAM, WA 98226-7416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2011 · Amount on Record
Deed SaleJul 15, 2011 · Amount on Record
Deed Document Number2011701271
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1142 E SMITH RD, BELLINGHAM, WA 98226-7416
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200400526
DateApr 6, 2020
Instrument2020-0400526
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1142 E SMITH RD, BELLINGHAM, WA 98226-7416
Document Number2201100086
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1142 E SMITH RD BELLINGHAM WA 982267416, BELLINGHAM, WA 98226-7416

Mortgage

Document Number2201100086
DateNov 2, 2020
Instrument1100086
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,358.00 (+15.92%)$736,571 (-5.7%) Land $285,829 Building $450,742$736,571 (-5.7%) Land $285,829 Building $450,742
2022$781,129 Land $372,029 Building $409,100$781,129 Land $372,029 Building $409,100
2021$5,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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