Whatcom County property record for 1184 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Land for Livestock, Animals |
|---|---|
| Details | 6 bd · 2 ba · 2,412 sqft · built 1935 |
| Lot Size | 28.6 acres (1,247,994 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104571 |
| Primary APN | 104571 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Total Area |
| 1st Floor Area | 2,784 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 1,247,994 sqft (28.6 acres) |
| Porch | Porch |
| Porch Area | 92 sqft |
| Deck Area | 540 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | 104571 |
|---|---|
| Street Address | 1184 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7416 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Land for Livestock, Animals |
| Legal Description | E 30 ACRES OF W 1/2 SE-EXC E 15 FT THEREOF-LESS RD-SUBJ TO PIPELINE ESMT REC AF 770609-EXC PTN TO WHATCOM CO FOR RD DESC AF 1 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 28 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 104571
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1184 E SMITH RD, BELLINGHAM, WA 98226-7416 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANNER BK |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANNER BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 06, 2008 |
| Transfer Doc | 2080200650 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1184 E SMITH RD, BELLINGHAM, WA 98226-7416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001102719 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-1102719 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1184 E SMITH RD, BELLINGHAM, WA 98226-7416 |
| Document Number | 2200401335 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1184 E SMITH RD BELLINGHAM WA 982267416, BELLINGHAM, WA 98226-7416 |
| Document Number | 2200401335 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 401335 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1184 E SMITH RD, BELLINGHAM, WA 98226-7416 |
| Document Number | 2180502823 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1184 E SMITH RD BELLINGHAM WA 982267416, BELLINGHAM, WA 98226-7416 |
| Document Number | 2180502823 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 502823 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,021.00 (+89.54%) | $572,953 (+12.58%) Land $48,920 Building $524,033 | $867,221 (-30.84%) Land $343,188 Building $524,033 |
| 2022 | $508,932 Land $47,744 Building $461,188 | $1,254,014 Land $792,826 Building $461,188 | |
| 2021 | $2,649.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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