Whatcom County property record for 1090 E Smith Rd, Bellingham, WA 98226
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1978 |
| Lot Size | 14.9 acres (652,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $464,198 (Aug 2011) |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390328-234070-0000 |
| Primary APN | 390328-234070-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Units | 5 Units |
| Building Area | 1,968 sqft Gross Area |
| 1st Floor Area | 1,968 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 652,093 sqft (14.9 acres) |
| Lot Dimensions | 64 ft deep x 64 ft wide |
| Deck Area | 616 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104562 |
|---|---|
| Street Address | 1090 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7415 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 PAPETTI PASTURES SHORT PLAT AS REC BOOK 15 SHORT PLATS PG 87 78 HOWARD MANOR S#0S0754UX 64X36 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 28 |
| Legal Subdivision | PAPETTI PASTURES SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10701 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 31944, BELLINGHAM, WA 98228-3944 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on Record |
| Deed Sale | Aug 11, 2011 · Amount on Record |
| Prior Sale | Oct 25, 2010 · Amount on Record |
| Deed Document Number | 2011801314 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 0001100717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1090 E SMITH RD, BELLINGHAM, WA 98226-7439 |
| Document Number | 2190501848 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 31944 BELLINGHAM WA 982283944, BELLINGHAM, WA 98228-3944 |
| Document Number | 2190501848 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 501848 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,553.00 (+6.54%) | $606,956 (+30.08%) Land $318,802 Building $288,154 | $606,956 (-36.54%) Land $318,802 Building $288,154 |
| 2022 | $466,609 Land $68,417 Building $398,192 | $956,370 Land $558,178 Building $398,192 | |
| 2021 | $3,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Pogozone powered by Neubeam Fixed Wireless | 40 / 7 |
May also be available: Verizon, Xfinity.
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