1086 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1086 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1918
Lot Size4.82 acres (209,959 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Jan 2025)
Tax Bill$2,714 (2025)
Deeds & MortgagesFeb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN390328-220030-0000

Property Details

APN / Parcel Number

Primary APN390328-220030-0000
Alternative APNs
  • 104560
  • 614672
  • 62058

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area209,959 sqft (4.82 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Account Number104560
Street Address1086 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-7415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionTR IN E 1/2 E 1/2 SW DAF-BEAP ON N LI OF E SMITH RD 260 FT W FR SE COR TH N PAR TO E LI OF SD SUBDIV 526 FT-TH W AT R/A 400 FT TO W LI OF SD SUBDIV-TH S ALG SD W LI TO N LI OF E SMITH RD-TH E ALG N LI OF SD RD TO POB-LESS RD-SUBJ TO ESMT REC AF 11983
Legal Range03
Legal Township39
Legal Section28
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2033
Census Tract10701

Owner

Source: Whatcom County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1086 E SMITH RD, BELLINGHAM, WA 98226-7415
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Deed Document Number20252070
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateFeb 19, 2026
Property Address1086 E SMITH RD, BELLINGHAM, WA 98226-7415
Document Number0000201645
Instrument DateFeb 7, 2026
Instrument2026-0201645
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 31944, BELLINGHAM, WA 98228-3944

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,714.00 (+2.61%)$333,310 (-10.57%) Land $280,641 Building $52,669$333,310 (-10.57%) Land $280,641 Building $52,669
2022$372,704 Land $331,517 Building $41,187$372,704 Land $331,517 Building $41,187
2021$2,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile.

Nearby Properties on E Smith Rd

Nearby Streets

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