11412 Gulch Dr, Lorena, TX 76655 Property Records

McLennan County property record for 11412 Gulch Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,165 sqft · built 2019
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$251,800 (Nov 2019)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252203-001474-0`

Property Details

APN / Parcel Number

Primary APN	`36-252203-001474-0`
Alternative APN	`384739`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,355 sqft
2nd Floor Area	810 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	180 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11412 GULCH DR
City	LORENA
State	TX
Zip	76655-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-D LOT 74 BLOCK 14 ACRES .324
Legal Subdivision	PARK MEADOWS ADDN PH 1-D
Legal Block	14
Legal Lot Number	74
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

11412 Gulch Dr is owned and occupied by two individuals who bought it in November 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111412 GULCH DR, LORENA, TX 76655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Feb 7, 2019
Deed Document Number	201938097
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	0000038097
Record Updated	Oct 29, 2026

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 15, 2019
Property Address	11412 GULCH DR, LORENA, TX 76655-3523
Document Number	0000038097
Map Reference	FILE 2018043846
Instrument Date	Nov 14, 2019
Instrument	2019038097
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11412 GULCH DRIVE, LORENA, TX 76655-3523

Mortgage

Document Number	0000038098
Date	Nov 15, 2019
Instrument	2019038098

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11412 Gulch Dr was $5,758 with a homeowner's exemption, up 5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,000 (-10.54%) Land $61,817 Building $262,183	$324,000 (-10.54%) Land $61,817 Building $262,183
2025	$5,758.00 (+5.03%) Homeowner's exemption	$362,170 Land $56,170 Building $306,000	$362,170 Land $56,170 Building $306,000
2024	$5,482.00
2023		$368,150 Land $56,170 Building $311,980	$368,150 Land $56,170 Building $311,980
2022	$4,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11412 Gulch Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11412 Gulch Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20