11308 Gulch Dr, Lorena, TX 76655 Property Records

McLennan County property record for 11308 Gulch Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,528 sqft · built 2019
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,096 (Apr 2026)
Tax Bill	$6,486 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-252203-001466-0`

Property Details

APN / Parcel Number

Primary APN	`36-252203-001466-0`
Alternative APN	`384731`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,348 sqft
2nd Floor Area	1,180 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	172 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Patio Area	1,008 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11308 GULCH DR
City	LORENA
State	TX
Zip	76655-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-D LOT 66 BLOCK 14 ACRES .294
Legal Subdivision	PARK MEADOWS ADDN PH 1-D
Legal Block	14
Legal Lot Number	66
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11308 GULCH DR, LORENA, TX 76655-3511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC
Aug 19, 2025	Vendor's Lien, Transfer EXTRACO BANKS NA
Jun 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Sep 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	202610636
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	0000018153
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 6, 2026
Property Address	11308 GULCH DR, LORENA, TX 76655-3511
Document Number	0000010636
Instrument Date	Apr 6, 2026
Instrument	202610636
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11308 GULCH DR, LORENA, TX 76655-3511

Mortgage

Document Number	0000010637,
Date	Apr 6, 2026
Instrument	202610637

Lender

Name	HOME CAPITAL FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 19, 2025
Property Address	11308 GULCH DR, LORENA, TX 76655-3511
Document Number	0000025238
Instrument Date	Aug 18, 2025
Instrument	2025025238
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11308 GULCH DR, LORENA, TX 76655-3511

Mortgage

Date	Aug 19, 2025

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 4, 2020
Property Address	11308 GULCH DR, LORENA, TX 76655-3511
Document Number	0000018153
Map Reference	FILE 2018043846
Instrument Date	Jun 3, 2020
Instrument	2020018153
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11308 GULCH DR, LORENA, TX 76655-3511

Mortgage

Document Number	0000018154
Date	Jun 4, 2020
Instrument	2020018154

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 12, 2019
Property Address	11308 GULCH DR, LORENA, TX 76655-3511
Document Number	0000030712
Instrument Date	Aug 14, 2019
Instrument	30712
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11308 GULCH DR DR LORENA TX 76655, LORENA, TX 76655

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,492 (-) Land $54,680 Building $344,812	$399,492 (-) Land $54,680 Building $344,812
2025	$6,486.00 (-18.18%) Homeowner's exemption	$399,492 (-11.58%) Land $54,680 Building $344,812	$399,492 (-11.58%) Land $54,680 Building $344,812
2024	$7,927.00 (+8.01%)
2023		$451,830 Land $54,680 Building $397,150	$451,830 Land $54,680 Building $397,150
2022	$7,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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