McLennan County property record for 11404 Gulch Dr, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,565 sqft · built 2019 |
| Lot Size | 0.301 acres (13,155 sqft) |
| Owner | Individual on Record |
| Tax Bill | $6,338 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 362522030014720 |
| Primary APN | 362522030014720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Living Area |
| Gross Area | 3,005 sqft |
| 1st Floor Area | 1,333 sqft |
| 2nd Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 13,155 sqft (0.301 acres) |
| Lot Dimensions | 176 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 384737 |
|---|---|
| Street Address | 11404 GULCH DR |
| City | LORENA |
| State | TX |
| Zip | 76655-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK MEADOWS ADDN PH 1-D LOT 72 BLOCK 14 ACRES .302 |
| Legal Subdivision | PARK MEADOWS ADDN PH 1-D |
| Legal Block | 14 |
| Legal Lot Number | 72 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 3708 |
Source: McLennan County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 26, 2022 | Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK TEXAS |
| Dec 20, 2019 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 |
| Deed Sale | Jul 26, 2022 |
| Prior Sale | Dec 20, 2019 |
| Deed Document Number | 2022030632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042260 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022042260 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 26, 2022 |
| Property Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Document Number | 0000030632 |
| Map Reference | DOC 2018043846 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022030632 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Document Number | 0000030633 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022030633 |
| Name | FIRST NATIONAL BANK TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 20, 2019 |
| Property Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Document Number | 0000041957 |
| Map Reference | FILE 2018043846 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 2019041957 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11404 GULCH DR, LORENA, TX 76655-3523 |
| Document Number | 0000041958 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019041958 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380,000 (+1.33%) Land $55,250 Building $324,750 | $380,000 (+1.33%) Land $55,250 Building $324,750 | |
| 2024 | $6,338.00 (-0.41%) | ||
| 2023 | $375,000 Land $55,250 Building $319,750 | $375,000 Land $55,250 Building $319,750 | |
| 2022 | $6,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1997–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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