11304 Gulch Dr, Lorena, TX 76655 Property Records

McLennan County property record for 11304 Gulch Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,800 sqft · built 2019
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,400 (Apr 2021)
Tax Bill	$7,536 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-252203-001465-0`

Property Details

APN / Parcel Number

Primary APN	`36-252203-001465-0`
Alternative APN	`384730`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	1,552 sqft
2nd Floor Area	1,248 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	18,077 sqft (0.415 acres)
Lot Dimensions	164 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11304 GULCH DR
City	LORENA
State	TX
Zip	76655-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-D LOT 65 BLOCK 14 ACRES .415
Legal Subdivision	PARK MEADOWS ADDN PH 1-D
Legal Block	14
Legal Lot Number	65
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11304 GULCH DR, LORENA, TX 76655-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 14, 2020	Loan Modification, Mortgage · Line of Credit REGIONS BK
Feb 17, 2020	Loan Modification, Mortgage NOT AVAILABLE
Oct 23, 2019	Vendor's Lien, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 10, 2018	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	202115740
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000015740
Record Updated	Sep 20, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 26, 2021
Property Address	11304 GULCH DR, LORENA, TX 76655-3511
Document Number	0000015740
Instrument Date	Apr 22, 2021
Instrument	2021015740
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11304 GULCH DR, 11304, LORENA, TX 76655-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6509 OLD WATER DR, WACO, TX 76712

Mortgage

Document Number	0000015741
Date	Apr 26, 2021
Instrument	2021015741

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	11304 GULCH DR, LORENA, TX 76655-3511
Document Number	0000012213
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Mortgage

Document Number	0000012213
Date	Apr 15, 2020
Instrument	12213

Lender

Name	REGIONS BK
Type	Bank
Address	3773 RICHMOND AVE, HOUSTON, TX 77046-3721

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	11304 GULCH DR, LORENA, TX 76655-3511
Document Number	0000006056
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S #K COLLEGE STATION TX 778458962, K, COLLEGE STATION, TX 77845-8962

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 23, 2019
Property Address	11304 GULCH DR, LORENA, TX 76655-3511
Document Number	0000035478
Map Reference	FILE 2018043846
Instrument Date	Sep 17, 2019
Instrument	2019035478
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11304 GULCH DR, LORENA, TX 76655-3511

Mortgage

Document Number	0000035479
Date	Oct 23, 2019
Instrument	2019035479

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	11304 GULCH DR, LORENA, TX 76655-3511
Document Number	0000023991
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,948 (-13.99%) Land $61,640 Building $303,308	$364,948 (-13.99%) Land $61,640 Building $303,308
2024	$7,536.00 (+3.92%)
2023		$424,320 Land $61,640 Building $362,680	$424,320 Land $61,640 Building $362,680
2022	$7,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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