1141 Delta Ct, Elgin, IL 60123 Property Records

Kane County property record for 1141 Delta Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,542 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2026)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-28-331-079`

Property Details

APN / Parcel Number

Primary APN	`06-28-331-079`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,542 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1141 DELTA CT
City	ELGIN
State	IL
Zip	60123-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BAY CLUB CONDO UNIT 255E (BLDG 25)
Legal Subdivision	WILLOW BAY CLUB CONDO
Legal Block	5
Legal Unit	255E
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5002
Census Tract	851907

Owner

1141 Delta Ct is owned by two individuals who bought it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	267 ORD CT, BARTLETT, IL 60103-6516
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Aug 2, 2012 · Amount on File
Deed Document Number	202616958
Prior Transfer Date	Sep 16, 2002
Prior Transfer Doc	0000122054
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2026
Property Address	1141 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000016958
Instrument Date	Feb 16, 2026
Instrument	202616958
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	267 ORD CT, BARTLETT, IL 60103-6516

Mortgage

Document Number	0000016959,
Date	Apr 27, 2026
Instrument	202616959

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 10, 2017
Property Address	1141 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000017727
Instrument Date	Apr 5, 2017
Instrument	17727
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1141 DELTA CT ELGIN IL 601236583, ELGIN, IL 60123-6583

Tax Assessment & Valuation

The 2025 property tax bill for 1141 Delta Ct was $4,731, up 5.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (+5.84%) Homeowner's exemption Senior Citizen's exemption	$78,236 (+8.57%) Land $17,968 Building $60,268	$234,802 (+8.57%) Land $53,926 Building $180,876
2024	$4,470.00	$72,061 Land $16,550 Building $55,511	$216,270 Land $49,670 Building $166,600
2022	$3,689.00 (-2.82%) Disabled Person's exemption	$59,362 (+6.86%) Land $13,634 Building $45,728	$178,086 (+6.86%) Land $40,902 Building $137,184
2021	$3,796.00 Disabled Person's exemption	$55,549 Land $12,747 Building $42,802	$166,647 Land $38,241 Building $128,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1141 Delta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1141 Delta Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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