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1142 Delta Ct, Elgin, IL 60123 Property Records

Kane County property record for 1142 Delta Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1998
OwnerIndividual Name on File
Last Sale$219,000 (Nov 2021)
Tax Bill$4,022 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-331-048

Property Details

APN / Parcel Number

Primary APN06-28-331-048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,580 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1142 DELTA CT
CityELGIN
StateIL
Zip60123-6583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUMS (BUILDING 28) UNIT 282B
Legal SubdivisionWILLOW BAY CLUB CONDOS
Legal Block5
Legal Unit282B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5002
Census Tract851907

Owner

1142 Delta Ct is owned and occupied by an individual who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1142 DELTA CT, ELGIN, IL 60123-6583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Prior SaleNov 17, 1998 · Amount on File
Deed Document Number202185671
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 15, 2021
Property Address1142 DELTA CT, ELGIN, IL 60123-6583
Document Number0000085671
Instrument DateNov 5, 2021
Instrument2021K085671
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$219.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1142 DELTA CT, ELGIN, IL 60123-6583

Mortgage

Document Number0000085672
DateNov 15, 2021
Instrument2021K085672
Lender
NameHOMETRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1142 Delta Ct was $4,022 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,022.00 Homeowner's exemption Senior Citizen's exemption$90,582 (+8.57%) Land $17,968 Building $72,614$271,855 (+8.57%) Land $53,926 Building $217,929
2024$83,432 Land $16,550 Building $66,882$250,396 Land $49,670 Building $200,726
2022$5,005.00 (-3.69%) Homeowner's exemption$68,729 (+6.96%) Land $13,634 Building $55,095$206,187 (+6.96%) Land $40,902 Building $165,285
2021$5,197.00 Homeowner's exemption$64,257 Land $12,747 Building $51,510$192,771 Land $38,241 Building $154,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1142 Delta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1142 Delta Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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