1136 Delta Ct, Elgin, IL 60123 Property Records

Kane County property record for 1136 Delta Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1998
Owner	Individual Name on File
Last Sale	$188,500 (May 2021)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-331-054`

Property Details

APN / Parcel Number

Primary APN	`06-28-331-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1136 DELTA CT
City	ELGIN
State	IL
Zip	60123-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BAY CLUB CONDOMINIUMS (BUILDING 29) UNIT 294B
Legal Subdivision	WILLOW BAY CLUB CONDOS
Legal Block	5
Legal Lot Number	294B
Legal Unit	294B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5002
Census Tract	851907

Owner

1136 Delta Ct is owned and occupied by an individual who bought it in May 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1136 DELTA CT, ELGIN, IL 60123-6583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer
May 27, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 12, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	202141057
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000039194
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 20, 2021
Property Address	1136 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000039194
Map Reference	DOC 98K020168
Instrument Date	May 14, 2021
Instrument	2021K039194
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 DELTA CT, ELGIN, IL 60123-6583

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 27, 2021
Property Address	1136 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000041057
Instrument Date	Mar 26, 2021
Instrument	2021K041057
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$188.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1136 DELTA CT # 1136, 1136, ELGIN, IL 60123-6583

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 12, 2019
Property Address	1136 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000042432
Instrument Date	Aug 22, 2019
Instrument	42432
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1136 DELTA CT ELGIN IL 601236583, ELGIN, IL 60123-6583

Mortgage

Document Number	42433
Date	Sep 12, 2019
Instrument	42433

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1136 Delta Ct was $6,089 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 Homeowner's exemption	$87,817 (+8.57%) Land $17,968 Building $69,849	$263,556 (+8.57%) Land $53,926 Building $209,631
2024		$80,885 Land $16,550 Building $64,335	$242,752 Land $49,670 Building $193,082
2022	$5,257.00 (+4.68%) Homeowner's exemption	$66,631 (+6.96%) Land $13,634 Building $52,997	$199,893 (+6.96%) Land $40,902 Building $158,991
2021	$5,022.00 Homeowner's exemption	$62,295 Land $12,747 Building $49,548	$186,885 Land $38,241 Building $148,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1136 Delta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1136 Delta Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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