Kane County property record for 1139 Delta Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,542 sqft · built 1998 |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jun 2023) |
| Tax Bill | $5,889 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-070 |
| Primary APN | 06-28-331-070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1139 DELTA CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUMS (BLDG 24) UNIT 241-D |
| Legal Subdivision | WILLOW BAY CLUB CONDOS |
| Legal Block | 5 |
| Legal Unit | 241-D |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-28-331-070
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1452 BETHPAGE CIR, ELGIN, IL 60124-4800 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 02, 2018 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 202320347 |
| Prior Transfer Date | Jun 15, 2011 |
| Prior Transfer Doc | 0000039309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2023 |
| Property Address | 1139 DELTA CT, ELGIN, IL 60123-6583 |
| Document Number | 0000020347 |
| Instrument Date | Jun 09, 2023 |
| Instrument | 2023K020347 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1452 BETHPAGE CIR, ELGIN, IL 60124-4800 |
| Document Number | 0000020348 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023K020348 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate | 6.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1139 DELTA CT, ELGIN, IL 60123-6583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000005569 |
|---|---|
| Date | Feb 02, 2018 |
| Instrument | 2018K005569 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,889.00 (+29.2%) | ||
| 2024 | $71,105 (+21.39%) Land $16,550 Building $54,555 | $213,400 (+21.44%) Land $49,670 Building $163,730 | |
| 2022 | $4,558.00 (+4.78%) Homeowner's exemption | $58,574 (+6.96%) Land $13,634 Building $44,940 | $175,722 (+6.96%) Land $40,902 Building $134,820 |
| 2021 | $4,350.00 Homeowner's exemption | $54,763 Land $12,747 Building $42,016 | $164,289 Land $38,241 Building $126,048 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Opiquad Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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