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1140 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 1140 E Main St, Gallatin, TN 37066

Property Summary

Property TypeDuplex
Details3.25 ba · 2,040 sqft · built 1974
Lot Size0.517 acres (22,500 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Sep 2020)
Tax Bill$1,552 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN083112I A 00800

Property Details

APN / Parcel Number

Primary APN083112I A 00800
Alternative APN
  • 112I A 00800

Interior

Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area1,020 sqft
Upper Floors Area1,020 sqft
Basement Area1,020 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialSiding
Roof TypeMansard
Roof MaterialComposition Shingle
Lot Area22,500 sqft (0.517 acres)
Lot Dimensions225 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1140 E MAIN ST
CityGALLATIN
StateTN
Zip37066-4531
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPLAT: 1 PAGE: 36 BLOCK: B LOT: LIST SUBD: SUNSET PARK
Legal SubdivisionSUNSET PARK
Legal BlockB
Legal Lot NumberIST
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group1
Census Block1016
Census Tract20700

Owner

Source: Sumner County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1172A GOSHENTOWN RD, HENDERSONVILLE, TN 37075-4599
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Jun 7, 2021Intrafamily Transfer, Transfer
LEADERS TITLE, LENDERS TITLE
Sep 11, 2020Warranty Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleAug 22, 2002 · Amount on Record
Deed Document Number20201328148
Deed Book / Page5339 / 103
Last Transfer DateJun 2, 2021
Transfer Doc0056170290
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJul 17, 2026
Property Address1140 E MAIN ST, GALLATIN, TN 37066-4531
Document Number0001557833
Book / Page6898 / 220
Instrument DateJul 16, 2026
Instrument20261557833
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$126,310.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 LUTON WAY, WHITE HOUSE, TN 37188-4013

Mortgage

Document Number0001557834,
DateJul 17, 2026
Instrument20261557834
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMNER TN
Recording DateJun 7, 2021
Property Address1140 E MAIN ST, GALLATIN, TN 37066-4531
Document Number0056170290
Book / Page5617 / 290
Map ReferenceMB 1 PG 36
Instrument DateJun 2, 2021
Instrument1367726
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyLEADERS TITLE, LENDERS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1172 GOSHENTOWN RD # A, A, HENDERSONVILLE, TN 37075-8800

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateSep 11, 2020
Property Address1140 E MAIN ST, GALLATIN, TN 37066-4531
Document Number0053390103
Book / Page5339 / 103
Map ReferenceMB 1 PG 36
Instrument DateSep 10, 2020
Instrument1328148
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyTITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$703.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 E MAIN ST # 1142, 1142, GALLATIN, TN 37066-4531

Mortgage

Document Number0005339106
DateSep 11, 2020
Instrument5339/106
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,552.00 (-6%)$109,200 (+101.92%) Land $22,000 Building $87,200
2024$273,000 (+101.92%) Land $55,000 Building $218,000
2023$1,651.00 (-0.3%)$54,080 (-) Land $21,600 Building $32,480
2022$1,656.00$54,080 Land $21,600 Building $32,480
2021$135,200 Land $54,000 Building $81,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2016–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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