Sumner County property record for 856 E Main St, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,743 sqft · built 1973 |
| Lot Size | 0.539 acres (23,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Aug 2017) |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083112I A 02802 |
| Primary APN | 083112I A 02802 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,743 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 1,254 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,500 sqft (0.539 acres) |
| Lot Dimensions | 188 ft deep x 125 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,800 sqft |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 856 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 4 PAGE: 13 BLOCK: LOT: 69 SUBD: BROOKMEADE |
| Legal Subdivision | BROOKMEADE |
| Legal Lot Number | 69 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20700 |
856 E Main St is owned and occupied by an individual who bought it in August 2017.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 856 E MAIN ST, GALLATIN, TN 37066-2479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AUSTIN CAPITAL BANK SSB |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING & CMNTY DEV DEPT |
| Aug 1, 2017 | Warranty Deed, Transfer · FHA Mortgage RELIANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | May 1, 2013 |
| Deed Document Number | 1203489 |
| Deed Book / Page | 4579 / 777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 856 E MAIN ST, GALLATIN, TN 37066-2479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055510537 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 5551/537 |
| Instrument | 1357904 |
| Name | AUSTIN CAPITAL BANK SSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78757 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 856 E MAIN ST, GALLATIN, TN 37066-2479 |
| Document Number | 0045790798 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | SMART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 E MAIN ST GALLATIN TN 370662479, GALLATIN, TN 37066-2479 |
| Document Number | 0045790798 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 004579/000798 |
| Instrument | 1203491 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | NASHVILLE, TN 37243-0200 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 1, 2017 |
| Property Address | 856 E MAIN ST, GALLATIN, TN 37066-2479 |
| Document Number | 0045790777 |
| Book / Page | 4579 / 777 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 1203489 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | SMART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 E MAIN ST, GALLATIN, TN 37066-2479 |
| Document Number | 1203490 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 1203490 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 856 E Main St was $1,398.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,398.00 | $98,400 Land $13,750 Building $84,650 | |
| 2024 | $393,600 Land $55,000 Building $338,600 | ||
| 2023 | $1,722.00 (-0.29%) | $56,425 (-) Land $13,500 Building $42,925 | |
| 2022 | $1,727.00 | $56,425 Land $13,500 Building $42,925 | |
| 2021 | $225,700 Land $54,000 Building $171,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 856 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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