940 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 940 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Duplex
Details	3.25 ba · 2,177 sqft · built 1974
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,547 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`112I A 02000 001`

Property Details

APN / Parcel Number

Primary APN	`112I A 02000 001`
Alternative APN	`083112I A 02000 001`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,177 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	1,099 sqft
Upper Floors Area	1,078 sqft
Basement Area	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	940 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-2409
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PLAT: 1 PAGE: 36 BLOCK: LOT: 2 SUBD: SUNSET PARK
Legal Subdivision	SUNSET PARK
Legal Lot Number	2
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	20700

Owner

Source: Sumner County records · APN 112I A 02000 001

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8902, GALLATIN, TN 37066-8902
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMNER TN
Property Address	940 E MAIN ST, GALLATIN, TN 37066-2409
Document Number	0047440505
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 07, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 CONCORD DR GALLATIN TN 370663485, GALLATIN, TN 37066-3485

Mortgage

Document Number	0047440505
Date	May 18, 2018
Book Page	004744/000505
Instrument	1232840

Lender

Name	RELIANT BK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Term	60 Months
Due	May 17, 2023

Tax Assessment & Valuation

Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+14.59%)	$108,880 (+146.11%) Land $14,600 Building $94,280
2024			$272,200 (+146.11%) Land $36,500 Building $235,700
2023	$1,350.00 (-0.37%)	$44,240 (-) Land $6,880 Building $37,360
2022	$1,355.00	$44,240 Land $6,880 Building $37,360
2021			$110,600 Land $17,200 Building $93,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650207001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.