Sumner County property record for 1190 E Main St, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,280 sqft · built 1922 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $314,000 (Apr 2018) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083112H B 02200 |
| Primary APN | 083112H B 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.969 acres) |
| Garage Type | Detached |
| Driveway | Driveway |
| Driveway Area | 294 sqft |
| Porch | Open Porch |
| Porch Area | 510 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1190 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 24 PAGE: 14 BLOCK: LOT: 1 SUBD: RAY EST |
| Legal Subdivision | RAY EST |
| Legal Lot Number | 1 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20700 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1190 E MAIN ST, GALLATIN, TN 37066-4517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · VA Mortgage PINNACLE BANK |
| Apr 13, 2018 | Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 1229346 |
| Deed Book / Page | 4724 / 480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1190 E MAIN ST, GALLATIN, TN 37066-4517 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0055150659 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5515/659 |
| Instrument | 1352787 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 13, 2018 |
| Property Address | 1190 E MAIN ST, GALLATIN, TN 37066-4517 |
| Document Number | 0047240480 |
| Book / Page | 004724 / 000480 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 1229346 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | MIDTOWN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1190 E MAIN ST GALLATIN TN 370664517, GALLATIN, TN 37066-4517 |
| Document Number | 47240482 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 004724/000482 |
| Instrument | 1229347 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2048 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,183.00 (-31.26%) | $83,250 (+47.67%) Land $16,250 Building $67,000 | |
| 2024 | $333,000 (+47.67%) Land $65,000 Building $268,000 | ||
| 2023 | $1,721.00 (-0.29%) | $56,375 (-) Land $14,825 Building $41,550 | |
| 2022 | $1,726.00 | $56,375 Land $14,825 Building $41,550 | |
| 2021 | $225,500 Land $59,300 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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