109 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 109 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2017
Lot Size	0.084 acres (3,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jul 2020)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Oct 2024 Transfer Oct 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-086`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,740 sqft Living Area
Gross Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,679 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB #2 46.16 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 2
Legal Lot Number	41
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Transfer on Death Deed, Transfer
Oct 15, 2024	Survivorship Deed, Transfer
Jul 17, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 8, 2017	Warranty Deed, Subdivision Related Transfer
May 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	2020769666
Last Transfer Date	Oct 11, 2024
Transfer Doc	0000029763
Record Updated	Sep 20, 2026

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2024
Property Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000029764
Map Reference	VOL 101 PG 40&41
Instrument Date	Oct 11, 2024
Instrument	2024-0029764
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 WESMINSTER WAY, ELYRIA, OH 44035-8972

October 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2024
Property Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000029763
Map Reference	VOL 101 PG 40&41
Instrument Date	Oct 11, 2024
Instrument	2024-0029763
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 17, 2020
Property Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000769666
Instrument	769666
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$10.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 8, 2017
Property Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000643506
Instrument Date	Sep 1, 2017
Instrument	643506
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2017

Transaction

Amount	Amount Recorded
Tax	$823.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WESTMINSTER WAY ELYRIA OH 440358972, ELYRIA, OH 44035-8972

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2017
Property Address	109 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000629947
Instrument Date	May 8, 2017
Instrument	629947
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (-15.42%)	$94,780 (%) Land $22,750 Building $72,030	$270,810 (-) Land $65,000 Building $205,810
2024	$3,605.00 (+16.1%)	$94,784 (+23.98%) Land $22,750 Building $72,034	$270,810 (+23.98%) Land $65,000 Building $205,810
2023	$3,105.00 (-0.32%)	$76,451 (+%) Land $19,023 Building $57,428	$218,430 (-) Land $54,350 Building $164,080
2022	$3,115.00	$76,450 Land $19,020 Building $57,430
2021			$218,430 Land $54,350 Building $164,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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