114 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 114 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,021 sqft · built 1925
Lot Size	0.218 acres (9,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 1992)
Tax Bill	$23,765 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03505-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-03505-0000-00016`
Alternative APN	`130350500016`

Interior

Stories	2 Stories
Building Area	2,021 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	9,480 sqft (0.218 acres)
Lot Dimensions	158 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350500016
Street Address	114 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X158 IRR
Legal Block	3505
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4002
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 SUMMIT AVE, MONTCLAIR, NJ 07043-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 1992 · Amount on Record
Deed Sale	Sep 14, 1992 · Amount on Record
Prior Sale	Aug 31, 1992 · Amount on Record
Deed Book / Page	5227 / 662
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	114 SUMMIT AVE, MONTCLAIR, NJ 07043-2223
Document Number	0000123799
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 SUMMIT AVE MONTCLAIR NJ 070432223, MONTCLAIR, NJ 07043-2223

Mortgage

Document Number	0000123799
Date	Dec 10, 2020
Instrument	123799

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	114 SUMMIT AVE, MONTCLAIR, NJ 07043-2223
Document Number	0000048345
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMIT AVE MONTCLAIR NJ 070432223, MONTCLAIR, NJ 07043-2223

Mortgage

Document Number	0000048345
Date	May 24, 2019
Instrument	48345

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 23, 2039

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,900 (-) Land $372,600 Building $303,300	$675,900 (-) Land $372,600 Building $303,300
2025	$23,765.00 (+3.33%)	$675,900 (-) Land $372,600 Building $303,300	$675,900 (-) Land $372,600 Building $303,300
2024	$23,000.00 (+3.5%)
2023		$675,900 Land $372,600 Building $303,300	$675,900 Land $372,600 Building $303,300
2022	$22,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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