Essex County and Montclair Township property record for 109 Summit Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,565 sqft · built 1925 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Aug 1999) |
| Tax Bill | $25,466 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03506-0000-00036 |
| Primary APN | 13-03506-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,565 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130350600036 |
|---|---|
| Street Address | 109 SUMMIT AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X125 IRR |
| Legal Block | 3506 |
| Legal Lot Number | 36 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on Record |
| Deed Sale | Aug 27, 1999 · Amount on Record |
| Prior Sale | Aug 19, 1991 · Amount on Record |
| Deed Book / Page | 5635 / 377 |
| Last Transfer Date | Aug 4, 2011 |
| Transfer Doc | 0011058000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 109 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000041389 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000041389 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 41389 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,300 (-) Land $362,700 Building $361,600 | $724,300 (-) Land $362,700 Building $361,600 | |
| 2025 | $25,466.00 (+3.32%) | $724,300 (-) Land $362,700 Building $361,600 | $724,300 (-) Land $362,700 Building $361,600 |
| 2024 | $24,647.00 (+3.5%) | ||
| 2023 | $724,300 Land $362,700 Building $361,600 | $724,300 Land $362,700 Building $361,600 | |
| 2022 | $23,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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