115 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 115 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,715 sqft · built 1926
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Jan 1998)
Tax Bill	$26,887 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00039`
Alternative APN	`130350600039`

Interior

Stories	2 Stories
Building Area	2,715 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,620 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600039
Street Address	115 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X127 IRR
Legal Block	3506
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 1998 · Amount on Record
Deed Sale	Jan 13, 1998 · Amount on Record
Prior Sale	Jun 18, 1997 · Amount on Record
Deed Book / Page	5516 / 265
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021073054
Date	Jun 11, 2021
Instrument	2021073054

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000031839
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 SUMMIT AVE UPPER MONTCLAIR NJ 070432222, UPPER MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000031839
Date	Mar 24, 2020
Instrument	31839

Lender

Name	AMERICAN FED'L MTG CORP
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2035

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,700 (-) Land $363,300 Building $401,400	$764,700 (-) Land $363,300 Building $401,400
2025	$26,887.00 (+3.32%)	$764,700 (-) Land $363,300 Building $401,400	$764,700 (-) Land $363,300 Building $401,400
2024	$26,022.00 (+3.5%)
2023		$764,700 Land $363,300 Building $401,400	$764,700 Land $363,300 Building $401,400
2022	$25,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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