Essex County and Montclair Township property record for 113 Summit Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,964 sqft · built 1925 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jan 2021) |
| Tax Bill | $28,269 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03506-0000-00038 |
| Primary APN | 13-03506-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,964 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130350600038 |
|---|---|
| Street Address | 113 SUMMIT AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 11021SF |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 3506 |
| Legal Lot Number | 38 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township assessment roll, APN 13-03506-0000-00038, as of July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jan 13, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Oct 24, 2019 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| May 30, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 20214543 |
| Prior Transfer Date | Nov 16, 2020 |
| Prior Transfer Doc | 0000004544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|---|
| Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000020607 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2024020607 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 13, 2021 |
| Property Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000004545 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 4545 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000105989 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000105989 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 105989 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHELMSFORD, MA 01824 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 07, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000106017 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000106017 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 106017 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 30, 2017 |
| Property Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000046333 |
| Instrument Date | May 25, 2017 |
| Instrument | 2017046333 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 SUMMIT AVE, 113, MONTCLAIR, NJ 07043-2222 |
| Name | Verified Name |
|---|---|
| Address | 113 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000046337 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017046337 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Essex County and Montclair Township assessment roll as of July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,000 (-) Land $380,100 Building $423,900 | $804,000 (-) Land $380,100 Building $423,900 | |
| 2025 | $28,269.00 (+3.32%) | $804,000 (-) Land $380,100 Building $423,900 | $804,000 (-) Land $380,100 Building $423,900 |
| 2024 | $27,360.00 (+3.5%) | ||
| 2023 | $804,000 Land $380,100 Building $423,900 | $804,000 Land $380,100 Building $423,900 | |
| 2022 | $26,435.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130163004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 436 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NJ0713001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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