110 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 110 Stuart Ave, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1979
Lot Size0.297 acres (12,937 sqft)
Owner2 Individual Names on Record
Tax Bill$2,581 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5393.06.49.5064000

Property Details

APN / Parcel Number

Primary APN5393.06.49.5064000
Alternative APNs
  • 532464
  • 36277

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area1,400 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,937 sqft (0.297 acres)
Lot Dimensions167 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number36277
Street Address110 STUART AVE
CityEMERALD ISLE
StateNC
Zip28594-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL14 BD JEFFERSON PLACE
Legal SubdivisionJEFFERSON PLACE
Legal Block49
Legal Lot Number14
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1059
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address601 DOMINION HILL DR, CARY, NC 27519-9323
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 11, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address110 STUART AVE, EMERALD ISLE, NC 28594-3033
Transaction TypeMortgage
Record UpdatedOct 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017400066
DateSep 27, 2021
Book Page1740/66
Instrument1740066
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueOct 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMay 11, 2018
Property Address110 STUART AVE, EMERALD ISLE, NC 28594-3033
Document Number0016070491
Book / Page001607 / 000491
Instrument DateMay 1, 2018
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipBrother and Sister
Address110 STUART AVE EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number16070492
DateMay 11, 2018
Book Page001607/000492
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$651,176 (-) Land $418,028 Building $233,148$651,176 (-) Land $418,028 Building $233,148
2025$2,581.00 (+42.91%)$651,176 (+106.85%) Land $418,028 Building $233,148$651,176 (+106.85%) Land $418,028 Building $233,148
2023$314,804 Land $194,407 Building $120,397$314,804 Land $194,407 Building $120,397
2022$1,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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